• XL Heritage Indexed Universal Life Insurance


    Help your clients leverage their money into a larger guaranteed death benefit1 in a single premium2 with XL Heritage, the new wealth transfer sales concept!

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1. The death benefit guarantee is void upon taking a policy loan or withdrawal. When a loan is repaid with interest, the death benefit guarantee is reinstated.

2. Although XL Heritage is filed as a Flexible Premium Universal Life and allows additional premiums, the product is designed for a single premium payment. There are limited benefits to adding premiums after policy issue – for example, the Account Value will increase with additional premium payments, but the guaranteed death benefit and the Return of Premium Value will NOT. Therefore, clients should carefully consider whether additional premiums should be paid.

Indexed Universal Life products are not an investment in the “market” or in the applicable index and are subject to all policy fees and charges normally associated with most universal life insurance.

XL Heritage (policy form series L145) and Return of Premium Endorsement (form series TR201) are issued by Midland National Life Insurance Company, Administrative Office, One Sammons Plaza, Sioux Falls, SD 57193. Products, features, riders, endorsements or issue ages may not be available in all jurisdictions. Limitations or restrictions may apply.

Logo: Midland National
FOR AGENT USE ONLY. NOT TO BE USED FOR CONSUMER SOLICITATION PURPOSES.
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